Loyalty!

Couponing takes a lot of dedication and time committment. For me, I save by joining frequent shopper programs. I'm a creature of habit and like being rewarded for my loyalty. So, my tip is to pay attention to loyalty perks. Check out that brochure sitting by the register of your favorite grocery store/eatery/shop/theatre - more than likely they have info on how to earn free stuff and all you have to do is sign up! P.S. If you're a Target fan like me...be sure to get the Target debit card. Who doesn't want to save 5% every trip they use the card???