$300 Cashback with New Chase Freedom Credit Card Approval After Spending $500 in 3 Months

$300 Cashback with New Chase Freedom Credit Card Approval After Spending $500 in 3 Months

(25) thoughts from other users ...

stonekoldk
rep: 1.34k
Can I just get the $300 without getting the card? That would be awesome.
stonekoldk posted Feb 02, 2012
  0 |   0
bigwinw
rep: 168
I did the $300 back in December and just got my cash back. I have $385 in cash back right now!!
bigwinw posted Jan 30, 2012
  0 |   0
Simer2010
rep: 10
I did this back in Nov, however, I signed up on an application that only offered $200. I did some snooping and then sent them a couple of URL's with this $300 offer and they glady matched it, in fact I received my check a few weeks ago along with a little extra because of the 5% rewards! Love it! Chase is awesome, also took advantage of the $150 bonus for opening a checking accout with them! Almost $500 in free money from Chase, what's not to love?!
Simer2010 posted Jan 30, 2012
  0 |   0
zoelee
zoelee replied:
Great! Wish my card arrive as soon as possible thus I can start getting cash backs!
Posted Jan 30, 2012
  0 |   0
fluffy
fluffy replied:
You opened a Chase checking account?!? Don't they fee you to death? Chase credit cards are great, but from what I've seen, their deposit accounts are pretty bad. Of course I think any bank that charges fees is pretty bad.
Posted Jan 30, 2012
  0 |   0
lancescape
rep: 147
Citi is offering $200 with their Dividend Visa (charge $1000 within first 3 months). I really don't need two more credit cards, but $500 - that I could always use.
lancescape posted Jan 30, 2012
  0 |   0
akaricke
rep: 155k
Great bonus thanks!
akaricke posted Jan 30, 2012
  0 |   0
fluffy
rep: 2.12k
This is my favorite cash-back card. I use it for practically everything that can be charged, unless another card trumps it for the moment in a particular spending category. Its rewards program is an obvious copycat of the Discover More card, but Chase made it better with a minimum of 1% back on all purchases, and much higher cash-back limits on the 5% quarterly categories - so much so that Discover appears to have recently raised their cash-back limits. With Discover More, you don't earn 1% on general purchases until you've spent several thousand dollars in the year.
fluffy posted Jan 29, 2012
  1 |   0
chuckydealpl
rep: 29.9k
this is one of there best card deals
chuckydealpl posted Jan 29, 2012
  0 |   0
disneywonder
rep: 171
nice find!
disneywonder posted Jan 29, 2012
  0 |   0
xichigox
rep: 15.6k
Is this only for new chase customers? Or if you have a chase credit card already, is this invalid?
xichigox posted Jan 29, 2012
  0 |   0
weskokigen
weskokigen replied:
"This one-time bonus offer is valid only for first-time cardmembers with new accounts. Previous and existing cardmembers/accounts are not eligible for this bonus offer. "
Posted Jan 29, 2012
  0 |   0
fluffy
fluffy replied:
I already have two other Chase cards, and I had no problem getting this one, which I've had over a year now. You can't, however, get another Chase Freedom card, if you already have one. I recently tried to get the MasterCard version but they sent me a letter saying I already have a Chase Freedom Visa.
Posted Jan 29, 2012
  0 |   0
xichigox
xichigox replied:
Thanks for all the info!
Posted Jan 31, 2012
  0 |   0
ramana_forums
rep: 338k
this is a great credit card offer from chase.. i am going to apply.. thanks for great deal
ramana_forums posted Jan 29, 2012
  0 |   0
ddilworth
rep: 327
I did this last year. Bought a laptop, paid off the card, and got a check promptly from Chase. No interest paid, the account is still open with a 0 balance. No worries, there are no inactivity fees either.
ddilworth posted Jan 29, 2012
  3 |   0
Christine
Christine replied:
nice!!!
Posted Jan 29, 2012
  0 |   0
mnvikings11
rep: 7.14k
That's a great deal for a chase credit card
mnvikings11 posted Jan 29, 2012
  0 |   0
rtanner
rep: 1.31k
Being that it is a credit card company I'm sure theirs a trick to this like high interest or something but it does appear to be a sweet deal if the 5 points in credit score doesn't hurt you too badly
rtanner posted Jan 29, 2012
  0 |   0
BuzzHookah
rep: 42
awesomeness
BuzzHookah posted Jan 31, 2012
  0 |   0
audiocracy
rep: 803
Keep in mind that applying for anything that requires a hard credit pull will decrease your credit score.
audiocracy posted Jan 28, 2012
  1 |   0
tinhinane
tinhinane replied:
what do you mean by hard credit pull, please
Posted Jan 28, 2012
  0 |   0
DanFinance
DanFinance replied:
A 'hard pull' means that it (negatively) affects your credit score. It goes down by I think around 5 points, then should go back up again in about 6 months.
Posted Jan 29, 2012
  3 |   0
fluffy
fluffy replied:
Hard credit pulls stay on your credit report for two years. One or two may have little or no effect on your score, especially if you are approved for a decent line of credit and don't run it up, since that decreases your percentage of total credit line utilization.

At creditkarma.com you can get your score for free anytime, without having to buy, try out, or cancel anything. They have a "credit simulator" that lets you see the effect on your score for any number of good or bad credit events. When I add one simulated hard credit pull to my two existing real ones, my score drops 3 points, then only two points each for a 4th and 5th one.

CreditKarma claims that a number hard pulls for mortgage and auto loans over a short period (3 weeks) doesn't have a negative effect on your credit score, since it is assumed you're shopping around for the best financing deal.
Posted Jan 29, 2012
  0 |   0
zoelee
rep: 42.9k
The application link is back again.
This is the best cash back offer I've ever seen.
Just applied mine :)
zoelee posted Jan 28, 2012
  0 |   0

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