How to Safeguard Yourself on Cyber Monday

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  •  According to the National Cyber Security Alliance, within the past year one in four Americans has received notification that a portion of their personal information was compromised by a data breach. So if you plan on deal hunting this Cyber Monday consider these tips for warding off online predators.
  • Keep a Clean Machine: All the devices you use for shopping - including smartphones and tablets - should have up-to-date software including security software, operating systems and other key programs and apps.
  • When in Doubt, Throw it Out: Links in email, tweets, posts, and online advertising are often the way cybercriminals compromise your computer. If it looks suspicious, even if you know the source, it's best to delete it.
  • Think Before you Act: Be wary of communications that offer amazing deals that sound too good to be true, implore you to act immediately - including indicating a problem with an order or payment—or ask you to view the website or an account via a provided link.
  • Protect your Personal Information: Be alert to the kinds and amount of information being collected during transactions. Information requested should only be enough to complete the transaction. Only fill out required fields on checkout forms. Check the website's privacy policy.
  • Use Safe Payment Options: Credit cards are generally the safest option. They allow buyers to seek a credit from the issuer if the product isn't delivered or isn't what was ordered. Credit cards may limit the monetary amount you will be responsible for if your account is compromised. Never send cash through the mail or use a money-wiring service.
  • Make Sure the Site is Legitimate: This includes a closed padlock on your web browser's address bar or a URL address that begins with shttp or https. Check reviews of sites you have never used before.
  • Keep a Paper Trail: Save records of your online transactions, including the product description, price, online receipt, terms of the sale, and copies of any email exchange with the seller.
  • grandma5 posted Nov 17, 2012
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    2 Comments
    glwrks
    Good advice, grandma5 - Thanks;)
    One thing I always do after any financial transaction, even just checking an account, is to clear cache & cookies. It's also recommended to change passwords with some frequency.
    glwrks (rep: 120k) posted Nov 17, 2012
    10
    faehinby
    Sharing more and more fashion and new styles from you.
    faehinby (rep: -13) posted Nov 18, 2012
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