Purchases You Should Always Make With A Credit Card

Purchases You Should Always Make With A Credit Card

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(16) thoughts from other users ...

encorez
rep: 9.95k
Paypal......
encorez posted May 03, 2012
  1 |   0
gangstabarbie
gangstabarbie replied:
Lol you & your pay pal !
Posted May 03, 2012
  1 |   0
jasoned
rep: 8.78k
I was given a big check from my health insurance to pay for a medical bill. I payed for the bill with a credit card then promptly paid it off with the money I received from my health insurance. I got tons of rewards points.
jasoned posted May 03, 2012
  1 |   0
lilywow
lilywow replied:
Smart move. I do that with my car insurance payments. It's an easy way to rack up a lot of points.
Posted May 03, 2012
  0 |   0
charonne2012
rep: 106
I love my rewards so I am definitely charging everything that they will allow me to charge on my credit card
charonne2012 posted May 03, 2012
  1 |   0
FibroMom
rep: 170k
Found a LOT of interesting information in this Article! Things I had not considered... I've been trying to cut down on using my Credit Cards - but a lot of this makes sense! Thank you for sharing this! :)
FibroMom posted May 03, 2012
  1 |   0
lilywow
lilywow replied:
Glad I could help. There is also a lot that we already know but sometimes forget so this article reinforces that.
Posted May 03, 2012
  1 |   0
Florida2Texas
rep: 10.3k
I put everything on my credit card too! Its so funny because one time i told my husband that we should even try and put our house mortgage payment on the credit card....lol. He thought i was loosing my mind!
Florida2Texas posted May 02, 2012
  2 |   0
dealwagger
dealwagger replied:
As long as you are leaving a large % of your available credit open it can't really hurt your credit score. I use credit whenever I can too, but then I always pay my bills on time and never pay interest and I am consistent with it.
Posted May 02, 2012
  1 |   0
Florida2Texas
Florida2Texas replied:
Yes i always pay evrything on time. Being an economics major....i am very careful with financial stuff:) . I get points for every purchase i make with my credit card even if i pay it off before the statement.
Posted May 02, 2012
  1 |   0
lilywow
lilywow replied:
LOL. I have already tried that. They don't allow mortgage payments on the credit card because the processing fees add up on the mortgage amounts and the bank would have to foot the bill.
Posted May 03, 2012
  0 |   0
themoneyman1113
rep: 24.2k
Interesting..Nice article. I never thought about the cell phone bill one..Hmmmmmm.
themoneyman1113 posted May 02, 2012
  2 |   0
lilywow
lilywow replied:
yes the cell phone bill too. I try to charge anything that lets me charge because I accumulate rewards on my credit card.
Posted May 02, 2012
  2 |   0
dealwagger
dealwagger replied:
lilywow, do you still get rewards if you pay before you get your statement? Is that even allowed? I currently have all store credit and PayPal smart connect and I'm weighing all my "real" credit card options. :)
Posted May 02, 2012
  1 |   0
lilywow
lilywow replied:
@dealwagger- yes you do. As long as u make the charge on the card, you are entitled to rewards whether you pay it before you get your statement or after.
Posted May 03, 2012
  0 |   0
bbattag
bbattag replied:
@dealwagger. @lilywow is correct. I charge my cell phone bill to it too. As long as you charge anything to your CC, you will get the rewards
Posted May 03, 2012
  1 |   0
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